Financial Planning firm with 40 years of experience
in the Central West of NSW.
ABOUT US
Financial Planning firm with 40 years of experience in the
Central West of NSW.
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Edward Brown joined the family owned Brown & Associates (Bathurst) Pty Ltd office in 2000 which traded as Bridges Bathurst until 2021 before joining Capstone and launching as Brown & Associates Financial.
Edward services Bathurst, Cowra, Orange, Parkes and Forbes.
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it can be hard to understand the intricacies of investment, taxation and ever-changing regulations. WE CAN HELP.
Brown & Associates (Bathurst) Pty Ltd, trading as Brown & Associates Financial, is a Corporate Authorised Representative (No.1284557) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. AFSL No. 223135.
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CENTRELINK BENEFIT ADVICE
• Age Pension, you may get this if you’re 66 or older.
• Austudy, you may get this if you’re 25 or older and studying or an
Australian Apprentice.
• Carer Payment, you may get this if you care for someone who has a severe disability, illness, or is frail aged.
• Disability Support Pension, you may get this if you have a permanent physical, intellectual or psychiatric condition that stops you working.
• JobSeeker Payment, you may get this if you’re between 22 and Age Pension age and looking for work.
• Parenting Payment, you may get this if you’re the main carer of a young child.
• Special Benefit, you may get this if you’re not eligible for any other income support.
OUR SERVICES
Financial Services to suit your needs
SUPERANNUATION
• Getting to know your super
• How is your super invested?
• How much super is enough?
• Making contributions
• Salary sacrifice explained
RETIREMENT PLANNING
• Transition to retirement strategies
• Receiving a regular income in retirement
• Retirement advice
• Tax-effective solutions
INVESTMENTS
• Saving and investing – the fundamentals
• Investment risk and return
• Tax effective investment strategies
ESTATE PLANNING
• Estate planning explained
• Establishing a valid Will
• Developing an estate plan
• Superannuation beneficiary nominations
PERSONAL INSURANCE
• Life insurance
• Total and Permanent Disability (TPD)
• Trauma (critical illness)
• Income Protection.
AGED CARE
ADVICE
• Aged care explained
• Aged care fees
CONTACT
DISCLOSURE DOCUMENTS
OPENING HOURS
Email: reception@banda.financial
Phone: 02 6331 5111
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138 William Street,
PO Box 244,
Bathurst NSW 2795
Mon - Fri: 9am - 5pm
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